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A lower cost P2P way to borrow

Lend & Borrow Trust's P2P platform enables you or your business to reduce your financing costs by securing loans with your precious metal holdings. Put your metal to work.



Benefits for Borrowers

Borrow at a lower interest rate than offered by your bank or other unsecured lending alternatives.

Choose from indicative rates (view at the right) or enter our P2P marketplace for a loan customised to your specific needs.

Borrow up to 75% of the market value of your gold or 65% of the market value of your silver.


Borrow against your metal holdings to raise funds, thereby avoiding the need to sell, which could be a taxable event depending on your personal circumstances.

Loans are made in GBP, USD EUR, CAD & CHF.

All gold and silver pledged as collateral is held securely on a fully allocated and segregated basis by Goldmoney, Inc, the world's most trusted name in precious metals.


“As one of the largest tomato growing companies in the UK we were able to expand our business by borrowing against our precious metal holdings to make capital investments, thereby increasing our overall efficiency. LBT provides an ideal way for businesses like ours to secure convenient, low cost financing.”

“As a senior citizen and investor, I realize that many have concerns about security of their precious metals. Having worked in Nuclear Weapons and Quality Assurance, I know the importance of meeting customer expectations, and I want to express my confidence in Lend & Borrow Trust as they provide a professional and efficient service for people to raise funds without having to sell their metal.”

USD 13,000,000 available to borrow

Borrow at these rates*

Currency Rate From* Term
US Dollars FlagUSD 4.5% 1 year
Canadian Dollars FlagCAD 4% 1 year
* Excludes fees

Register your Borrowing interest

Bid on loan offers in our P2P Marketplace

Enter our P2P marketplace

Looking for customised terms?

 Make a proposal to borrow 

Interested in lower risk lending?

Our platform enables lenders to earn interest on loans fully secured by physical, allocated gold and silver.

Visit our Lending Page

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