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Start borrowing or lending in just three steps.

Reduce the cost of borrowing or reduce your risk of lending by secured loans with physically allocated precious metals.




How to Borrow
  1.  Create an account and discover P2P borrowing opportunities in the P2P Marketplace.
  2.  Transfer and store your physical gold or silver bars in insured, high-security vaults approved by LBT. Begin bidding in auctions to borrow, or start your own auction in which you choose the interest rate and term you want to borrow.
  3.  Receive your loan when you agree to the interest rate offered by lenders. Your monthly interest payments and loan repayment at the end of the term are conveniently made from your LBT account.
How to Lend
  1.  Create an account and discover P2P lending opportunities.
  2.  Transfer money you want to lend. Begin bidding in auctions to lend your money, or start your own auction in which you choose the interest rate and term you want to lend.
  3.  Receive monthly interest income when a borrower agrees to your proposal. Your money is returned when the loan is repaid at maturity. All transactions are conveniently made in your LBT account.




How a Proposal to Borrow auction works


How a Proposal to Lend auction works


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